More First Time Home Buyer Tips - Understand Your Options
If you are considering buying your first home, there are many useful first time home buyer tips that will help you make an informed choice. If you are working with a good realtor, they will be able to assist you with answers to many of these questions. Below is a look at just some of the important tips first time home buyers can use in making a good home purchasing decision.

Understand the neighborhood:

If you are looking at homes in a historic district, an important first time home buyer tip is to research how much leeway the neighborhood's historical preservation board will give you when considering additions,house buyer tips, remodeling, and renovations. In some neighborhoods, homeowners are required to have any changes to the home signed-off by the board prior to beginning the project. Rules may apply to the color of paint you may use, the architectural style, or the square footage of your house in relation to the size of the lot.

Understand your financing options:

When considering where to get funds for the down payment, tapping into your 401(k) is another of the useful first time home buyer tips you can consider. Many plans allow for a one-time loan up to 50% of the account, or for a maximum $50,000. Talk to your tax advisor and fund manager for details and to decide if this is a good option for you. Most often this is considered as a loan, not an early withdrawal,house buyer tips, so you may not be charged normal penalties and taxes. Again, check with your tax advisor first as everyone's financial situation is different. One consideration is that in the event that your employment status changes, there could be tax implications if you are not able to pay back the balance in the designated period of time.

Understand the internet tools available:

Another important tip for first time home buyers is to conduct proper in-depth research during the home buying process. For most buyers, the best source of information is the internet which has numerous websites offering home buying advice for first time home owners. Here you may browse through numerous online listings,house buyer tips, view virtual home tours, as well as photographs and aerial shots of homes and prospective neighborhoods.

Many buyers view an average of seven homes each day. A first time home buyers tip is to consider using a real estate agent's tool, such as Listing Book, where you are able to mark your "favorites" as you are searching on their website so that you can remember what you liked. Most important, have fun in your search. After all, a home really is all about the good memories that you create within those walls!

The Laguna Beach Real Estate market and Laguna Beach Homes is a dynamic area in which to invest and live. In order to get the best information, and make the best choice for your real estate needs, count on The Coastal Property Experts and the team of Hillary Caston and Associates. Find out what's new on the market by going to: http://www.TheCoastalPropertyExperts.com.house buyer tips, Find out why you should find a talented Buyers Agent Team to assist you with your next purchase.

Posted by Ter / jenifer calvin Sunday, October 3, 2010

3 comments

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  3. mediafiche Says:
  4. yes it's necessary to be think more when you are going any home..really thanks for sharing..
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